Fastest way to get a loan reddit. . Also P2P lending sites like Prosper & Lending Club can approve you for a loan and have it sent in 1-2 days It's probably a better option than getting a payday loan because in 2 months you will have the same problem and get evicted then, and now have a high interest loan that's nearly impossible to pay back and still very little income. Approval process can take as little as a few minutes. Given current interest rates, I’d be very surprised if OP can get an unsecured personal loan for $20k at less than 10% interest right now. Hey, I totally get where you're coming from. Wells Fargo is one. With the subreddit, you pick exactly the amount you want, you can work with the borrower on an interest rate or payment plan, and payments are instant. With the interest rate, that $1800 would have quickly become a nightmare. Luckily, there are legitimate online platforms where you can get a loan quickly. When you're in a tight spot and need some financial help fast, it's natural to look for convenient options. The bare minimum interest rate my credit union is offering for personal loans right now is 9. I’d guess that you both want to built your credit, looking forward to a time when want to buy a car or a house, and you want to see how loans work so that there is little or no anxiety when you make bigger loans. Now, you will need to provide some verification of employment or identity. A lot of large banking institutions will have personal loan applications for needs from $2000-$10000. Join our community, read the PF Wiki, and get on top of your finances! Any advice on where to go for a personal loan? (Kinda long!) It is worth asking what your goal is taking out a loan. 64%. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. fjb wdi zmfu keomx ahuwybp lyu qlx fne ozzhvd zohx